Debt Management & Advice Northern Ireland (NI)

We provide debt advice and solutions to residents in Northern Ireland. There are a wide variety of solutions available. We are your local experts who will explain the options available to you. So that you can move forward.

Get Debt Advice

To find out more about managing your money and getting free and impartial debt advice, visit www.moneyhelper.org.uk, an independent service set up to help people manage their money.

Debts Solutions & Advice Northern Ireland

There are a number of debt solutions available. Further information on each can be found in the links below. Please be aware each solution has advantages and disadvantages.
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Debt Management Plan

A DMP is an informal flexible agreement between you and your creditors to repay all your debts. You make regular payments to a licensed debt management company.
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IVA

A legally binding solution to managing your money and paying off multiple debts. It is a formal repayment arrangement between you and your creditors.
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Bankruptcy

If you’re unable to repay any outstanding debt in England, Wales, or Northern Ireland, Bankruptcy is one of a number of wider financial solutions available to you.
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Debt Relief Order

A Debt Relief Order (DRO) is a formal insolvency process that can help you deal with your debts if you owe less than £20,000, don’t own your home, and have a monthly surplus of less than £75.
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Debt Consolidation Loan

Debt consolidation is a way to take out new credit to pay off your existing unsecured debts. A new loan is used to repay your current debts, so that you only have one loan repayment each month.