Clever ways to cut your grocery shop in half
Grocery bills are set to rise by £271 a year, and many of us are looking at ways we can make a saving.
We help stop the courts/creditors taking further action against you.
We will help you deal with your CCJ
We will negotiate with creditors on your behalf.
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Our friendly team gather the facts to find a solution that’s right for you.
We provide straightforward expert debt advice you can trust.
Make an informed decision based on all the facts with a solution that’s right for you.
Please Note, entering into a debt solution can affect your credit rating for at least 72 months, fees may be payable if ongoing services are provided. The total amount payable may be higher.
A CCJ will show on your credit file for six years, and will likely affect your ability to take out further credit, as lenders will be able to see that you have a CCJ.
Because of this, having a CCJ on your credit file makes it harder to take out further credit. However the most important thing is that you get free debt advice to manage your payments. Once you’re back in control, you can take steps to repair your credit file.
Your CCJ will also be added to a database called the Register of Judgments, Orders and Fines within a month. This will be removed after six years. The register is operated by a company called Registry Trust, and courts send them details of all new CCJs.
Before a creditor can proceed with a county court claim, they must send you a ‘letter of claim’ in the post, providing details of the debt.
If you receive a letter of claim, don’t panic. You have 30 days to respond with the reply form provided. However, it’s important to reply to the letter of claim within the timeframe given, as a creditor can begin court action if you don’t.
Use the reply form to:
If you and your creditor can agree a repayment arrangement from your response, court action can be avoided.
If you’ve received a CCJ and you’re not sure what to do, we can help. We can offer expert advice on the County Court claims process and how to deal with a CCJ.
We can also recommend solutions to help you manage your debt problems and give you clear, practical advice about how to deal with your debts.
Our team of specialist debt advisers are here to offer confidential help & advice to anyone struggling with multiple debts.
Grocery bills are set to rise by £271 a year, and many of us are looking at ways we can make a saving.
The latest figures from the Insolvency Service have indicated that personal insolvencies in England & Wales decreased by 18.5% to 9,409 in April 2022 compared to 11,550 in March.
Debt Awareness Week is an annual campaign that aims to encourage people to speak up and seek advice quickly to ensure their debt problems don’t spiral out of control.
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Thank you %NAME% for taking the quiz/survey/feedback.
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