Wescot Credit Services – Debt Collection Agency

A Guide to Wescot Credit Services debt recovery in the UK

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This Guide Includes

1. Who are Wescot Credit Services?

2. What can Wescot Credit Services do?

3. What should I do if Wescot Credit Services contact me?

4. How do I contact Wescot Credit Services?

5. How can Refresh help me stop Wescot Credit Services

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Wescot Credit Services – Debt Collection Agency

Have you received any correspondence from Wescot Credit Services?

Being in a complex financial position can be challenging enough for the vast majority of people. Attempting to make repayments on time to each of your creditors for things like personal loans, credit cards, store cards, catalogues and overdrafts isn’t always easy with everyday living expenditure constantly rising each year.

It’s important to remember that debt collection agencies such as Wescot Credit Services are not enforcement agents. They do not have the same legal rights

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Who are Wescot Credit Services?

Wescot Credit Services is a UK debt collection agency.

Wescot Credit Services work for a number of organisations within the UK, including all of the large banks, as well as credit card providers, energy companies, telecoms and a whole range of other organisations

Debt Recovery organisations employ Wescot Credit Services to recover debts owed to them by their customers. The debt collection agency will try to contact you to discuss your options regarding the repayment of any outstanding balances.

The company is trusted to act on behalf of these creditors to work with you and base your repayment plan on your individual circumstances.

All money collected by Wescot Credit Services is returned to the original creditor and towards your outstanding debt with them. Wescot do not add interest to your account or charge you for collecting the arrears.

If you’re struggling with debt and need help with Wescot Credit Services. Call our specialist advisors today on 0800 121 48 63 or complete the online form on this page to request a call-back.

What can Wescot Credit Services do?

Wescot Credit Services are not given any additional legal rights to assist them in recovering outstanding debt. They are unable to take additional action whereby the original creditor would not be able to take themselves. Wescot Credit Services will be required to use a similar recovery process and follow the same guidelines as the original creditor that you owe money to when recovering the outstanding debt.

Wescot Credit Services can use a number of different methods to contact you. In most cases, you will be contacted by Wescot with letters and phone calls.

Corresponding with Wescot Credit Services can be difficult, especially when you start to receive phone calls and letters from them.

However, Wescot Credit Services and other debt collection recovery agencies are unable to give you misleading and incorrect information about their legal procedures..

The specialist advisors at Refresh Debt Services will take into account your current financial situation and help you find a solution that is right for you. We’re able to help you set up a sustainable repayment plan. We can do this for debts that are held by Wescot Credit Services, as well as any other debts that you may have.

Speak to a specialist money advisor today on 0800 121 48 63 or simply complete the online form to request a call-back.

What should I do if Wescot Credit Services contact me?

First and foremost, do not escalate the situation by ignoring their calls and any letters Wescot send you.

Knowing your rights and what you should be doing at each stage of the Wescot debt recovery process will help you resolve the problem as quickly as possible. Refresh can help you by discussing a range of financial solutions that are available.

Debt collection agencies such as Wescot Credit Services will send you many automated letters. They will ask you to contact them by telephone to arrange a repayment plan. If you’re unable to do this, they could threaten you with a home visit.

If the situation does escalate, Wescot Credit Services could attempt to offer you an out of court settlement. Sometimes, they can take you to court to obtain a county court judgement (CCJ) for the unpaid debt or in a number of rare cases, even make you bankrupt.

It’s important to remember that these are all automated letters, a standardised letter will be sent by Wescot Credit Services to everyone they try to recover unpaid debt from.

It can be difficult and frustrating to set up a repayment plan with Wescot Credit Services. This is why Refresh Debt Services can help you do just that. We’ll find you a solution that you can realistically afford through monthly instalments. We do this by considering your current financial position. A household income and expenditure sheet will help us identify what your best available option would be.

Have you been contacted by Wescot Credit Services? If yes, speak to one of our friendly specialist advisors for free and impartial advice. We’re able to understand your current financial situation and advise on a range of solutions, helping you become debt free.

How do I contact Wescot Credit Services?

You can contact Wescot Credit Services through a number of different ways.

If you wish to contact Wescot Credit Services via post, you can write to them at: Wescot Credit Services Limited, PO Box 137, Hull, HU2 8HF

You can contact Wescot Credit Services via telephone by calling 01482 484673

Their office opening hours are as follows:
8:00am – 9:00pm, Monday to Friday
8:00am – 4pm Saturday
9:00am – 4pm Sunday

Remember that any telephone calls you make may be recorded.

Visit Wescot Credit Services’ website directly at: https://wescot.co.uk/

If you need to email Wescot Credit Services, you can send them a message at: contactus@wescot.co.uk

How can Refresh help me stop Wescot Credit Services?

Our team of specialist money advisors know exactly how worrying and challenging it can be when you are being contacted by a debt collection agency such as Wescot Credit Services.

This is why we provide impartial advice and guidance to help you and many others find a solution that’s right for your circumstances.

If you need help with Wescot Credit Services as well as help with any other debts that you may have, call our specialist advisors today on 0800 121 48 63 or complete the online form on this page to request a call-back.

Reviews & Testimonials

I really appreciate the support I was given regarding debt advice. I was provided with the upmost respect and there was no judgement at all. As difficult as it was to go through my situation, the advisors made me feel comfortable and were able to support me to find a solution to better manage my debts. A huge thank you to Jay and Keeley.
IB Whittaker
I was in a really bad situation due to a sad divide between my family but when I came to Refresh Debt Services, my mind was almost at complete ease. Keith Brady in particular is a lovely advisor and does his utmost to not only help, but follow each step along the way with perfect understanding of each situation. Couldn't recommend this company enough.
Michelle D'Arcy
Keith was great! constantly asked if I had any questions, made sure I understood everything, didn't rush me when I was getting information. Totally professional but also put me at ease and we even had a little joke. The weight of the world has been lifted off my shoulders. 100% recommend them.
Craig Newkland
Very very good service and advice. People at Refresh are friendly, polite and knowledgeable. Would recommend to anyone.
Linda Harvey
From the day i started my DMP the team have been more than helpful and respectful. Over the Last years i have had know reason to contact Refresh as i never had any issues with my payments ect. In the last week as my DMP has come to an end i needed advice and support with being able to show proof my DMP had come to and end and i now owe nothing, but also a huge weight lifted from my shoulders. Brenna my account manager was soo helpful and understanding and took her time to chat to me and send me all the info i had asked for. These people are not judgmental or insensitive, just helpful people trying to help you get back on track!! Thank you
jean roaach
I found refresh very helpful when I was struggling with my debts. I received monthly statements and updates on what I was paying and when things changed and was only to happy to help with any problems I had all ways pleasant on the phone and understanding. Lucky enough I am debt free thanks to refresh would highly recommended them
Keith was so helpful! Made me feel very comfortable to talk to him about the help I needed. Would recommend anyone who is struggling to talk to him! Fantastic service! Couldn’t be more grateful of his time and help!
Keith was absolutely brilliant. I was a victim of a sophisticated Bitcoin scam which has been largely responsible for my present financial predicament and I feel embarrassed and ashamed that I allowed this to happen to me.As a result I was really scared as I began to think that everything was fraudulent including Debt Management agencies. Right from the start I felt safe and reassured with Keith. He not only knew his stuff but validated my feelings and perceptions, was not at all judgemental and his concern and empathy were genuine with marked social, psychological and emotional intelligence and sensitivity. For the first time since I realised I had been scammed I could sleep. I felt protected and I still do. He would make a very good psychiatrist.
From the moment I spoke to Keith he put me at ease. He professionally took me through the possible steps, answering any questions that I had and his empathy and reassurance was very appreciated. Once I came to a final decision on what I needed Keith again answered any other questions and quickly put the plan into action. Honestly I had spent so many days/nights worrying about the debts once I had finished talking to Keith I felt like a huge weight was lifted from My shoulders!! I can’t thank Keith enough for taking the time to listen and then implement the plan for me! 10/10
Zdenka Suchankova
Its a very friendly staff, just 5:45 I wait for next phone call and now its a5:50 and nobody call me. Something wrong?

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