April 2025: The Money Changes You Need to Know About
April brings the council tax rise 2025 that will impact millions of households — here’s what you need to know. Whether you’re managing a tight budget, juggling bills, or just want to stay ahead of the curve, here’s a clear breakdown of what’s changing this month and how it could affect you.
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Council Tax Rise 2025: What You Need to Know
This council tax rise in 2025 means Band D properties could see bills rise by £100–£120. In England and Wales, most local authorities are increasing council tax by up to 4.99% — the maximum allowed without a local referendum. For a Band D property, that could mean an increase of around £100–£120 per year, depending on your area.
In Scotland, most homes will see a rise in Council Tax of at least 8%. Council Tax rates in Scotland were frozen during the 2024-25 tax year.
If you’re struggling, you might qualify for a council tax reduction or be eligible to pay over 12 months instead of 10. You can find your local council details here.
Minimum Wage Rise April 2025: Who Benefits Most?
The National Minimum Wage is increasing across all age groups:
– National Living Wage (21 and over): £11.44/hour (up from £10.42)
– 18 to 20: £8.60/hour (up from £7.49)
– 16 to 17: £6.40/hour (up from £5.28)
– Apprentices: £6.40/hour (up from £5.28)
This is the first time the National Living Wage applies to workers aged 21 and over (previously 23+).
Energy Bills and Ofgem Price Cap
From April 1st to June 30th, the Ofgem price cap is set at £1,849/year for a typical household using electricity and gas and paying by Direct Debit. This is an increase of 6.4% compared to the cap between January and March 2025 (£1,738).
– Submit a meter reading before April 1st.
– Compare tariffs — switching could soften the impact.
– Check if you qualify for support schemes like the Energy Bills Support Fund or Warm Home Discount.
Water Bill Increases
Average water and sewerage bills in England and Wales will rise by £27 to £473/year for 2025–26 — an increase of around 6%. Individual bill changes depend on your supplier and water usage.
Tip: Ask about switching to a water meter or see if your supplier offers a social tariff.
Mobile & Broadband Price Hikes
Many broadband and mobile providers are applying mid-contract price rises in April, based on CPI (4%) plus 3.9%, totalling around 7.9%.
– BT, EE, Plusnet, Vodafone, Three, and O2 are increasing prices.
– Virgin Media and Sky are also raising prices.
If you’re out of contract, consider switching or negotiating a better deal.
TV Licence Fee Increase
From April 1st, the TV licence fee increases from £159 to £169.50 per year.
If you’re over 75 and claiming Pension Credit, you may qualify for a free licence.
Benefit Updates (From April 8th)
Most DWP-managed benefits are increasing by 6.7%:
– Universal Credit (25+): £393.45/month (up from £368.74)
– PIP daily living (enhanced): £108.55/week
– PIP mobility (standard): £28.70/week
– Carer’s Allowance: £81.90/week (up from £76.75)
– State Pension: Now £221.20/week (up 8.5%)
Budget Tip: Review Your Direct Debits
Whether it’s the council tax rise 2025, energy hikes or broadband increases, reviewing your outgoings now could save you hundreds over the year.
Now is a great time to:
– Cancel anything unused
– Check your energy, insurance, or mobile deal
– Set a monthly 30-minute money check-in
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Feeling the squeeze?
You don’t have to face it alone. At Refresh Debt Advice, we offer confidential, judgment-free support to help you get back on track.
Reach out today – even one conversation could change everything.
