First and foremost, do not escalate the situation by ignoring their calls and any letters Wescot send you.
Knowing your rights and what you should be doing at each stage of the Wescot debt recovery process will help you resolve the problem as quickly as possible. Refresh can help you by discussing a range of financial solutions that are available.
Debt collection agencies such as Wescot Credit Services will send you many automated letters. They will ask you to contact them by telephone to arrange a repayment plan. If you’re unable to do this, they could threaten you with a home visit.
If the situation does escalate, Wescot Credit Services could attempt to offer you an out of court settlement. Sometimes, they can take you to court to obtain a county court judgement (CCJ) for the unpaid debt or in a number of rare cases, even make you bankrupt.
It’s important to remember that these are all automated letters, a standardised letter will be sent by Wescot Credit Services to everyone they try to recover unpaid debt from.
It can be difficult and frustrating to set up a repayment plan with Wescot Credit Services. This is why Refresh Debt Services can help you do just that. We’ll find you a solution that you can realistically afford through monthly instalments. We do this by considering your current financial position. A household income and expenditure sheet will help us identify what your best available option would be.
Have you been contacted by Wescot Credit Services? If yes, speak to one of our friendly specialist advisors for free and impartial advice. We’re able to understand your current financial situation and advise on a range of solutions, helping you become debt free.